How much can you afford to spend in Thailand? Everyone asks this question, and the answer is obviously not universal. Everyone has different needs and desires: some retirees will be fine living in Thailand on a small pension, while other expatriates aspire to a much more lavish lifestyle. As Bangkok is the capital, it’s an expensive city compared to the rest of the country. An expatriate living in a small village in Esan will inevitably have far fewer expenses.
The best way to answer the question of budgeting in Thailand for an expatriate is therefore to take three concrete cases of people who live here and break down their expenditure items. This will give you a solid comparative basis, especially if you want to live in Bangkok, to realize their lifestyle in relation to their expenses.
Mind you, I’m not talking about visas and insurance. The 2 employees given as examples have work visas and company-paid health insurance, and the 3rd person has none of the above.